A Mutual Fund Alternative

My preference in investing is more geared to non conventional high return vehicles but I am aware that some of my readers may have mutual funds or may be interested in them but may not be aware of the following.

There is a unique alternative to mutual funds that consistently outperform 80-90% of the mutual funds in existence. It is called an “Index Fund”. An index fund works by matching the movement of one stock market index.

Two of the most common are the Dow Jones Industrial Index and the NASDAQ Composite Index. The Dow Jones is made up of 30 of the largest and most established companies and was created over 100 years ago. The NASDAQ is an electronic stock exchange and generally a haven for fast-moving technology stocks. The S&P 500 is another index that is often cited and has available index fund shares.To match the index, each index fund share is made up of a proportional amount of stock from each of the companies within the index it matches. An index fund also differs from mutual funds in that they aren't managed; they blindly follow the index, for better or for worse:

The formula determines which stocks to buy, whereas a mutual fund is actively managed by a money manager who decides how much of each stock to buy. An index fund significantly cuts down on the expenses with no experts to pay, and as an added bonus, an index fund will generally outperform mutual funds over the long haul. The drawback to an index fund, however, is that it is designed to exactly match the index it is based on.

This means that they are not completely safe alternatives to picking stocks. Anytime the market goes down, an index fund will almost certainly follow. Also, since an index fund matches the market, rather than trying to beat it, enormous gains are less likely. For every 80% of mutual funds that do not beat an index fund, there are always 20% that do. And those lucky and smart investors will be reaping the most rewards from a good year in stocks. However, if steady growth over the long haul with less risk is what you desire, an index fund is a hard choice to beat. If you are invested in a Mutual Fund consider contacting the Vanguard Group for information about their Index Funds at 877 662-7447

What Is Elements To Wealth?

Elements To Wealth has a two fold meaning. First it is the name of the paid membership program I manage and developed over the past few years. The company was originally called Pmelements hence our primary domain name pmelements.com. The original intent was to provide precious metals to consumers along with a referral marketing opportunity. Pmelements was founded in 2003 by Jeff Charlton. I came on board in 2006 first as a distributor then as an MLM Consultant and finally I purchased the company in lSeptember 2006 and changed the name to "Elements To Wealth".

This blog is the next progression of the company, rather than restrict information to paid members I decided to share information with anyone willing to listen to help them along the way towards experiencing the Elements To Wealth at no cost.

The second meaning of Elements To Wealth is the movement and mission towards identifying, understanding, implementing and experiencing the things one would generally associate with being wealthy. The 7 core Elements That Will lead to wealth are:

1) MONEY- Understanding what REAL Money is, how to get it keep it and leverage it.
2) HEALTH- all the money in the world is useless wtihout your health.
3) TIME- A huge advantage the wealthy have is more time to do what they want to do when they want to do it.
4) ASSOCIATIONS- having direct access to professionals for key areas of acquiring, maintaining and growing wealth is crucial to ones attainment and maintainment of wealth.
5) EDUCATION- A truly wealth person never stops learning new ways to grow, preserve and diversify their wealth into other ventures.
6) GIVING- The Greatest Money Making Secret in History is how the act of giving
what you want to receive will provide an effortless flow of exactly what you want to seek you out. Whether it be money, time or knowledge a key to creating perpetual wealth is giving.
be creating valuable content for those attracted to the Elements To Wealth.
7) SPIRITUAL GROWTH- Understanding, study and education about your creator and your eternal destiny are crucial towards wealth creation. Deuteronomy 8:18 makes this
quite clear.

These are the foundational principles of the Elements To Wealth. There are many other areas that have their role. If you are open to learning, sharing and contributing towards the attainment of the Elements To Wealth then I am confident you will enjoy the information on this blog.

Thanks for stopping by.
Owen Brown
3 John II